Medicare Supplements
Medicare was never intended to pay 100% of your medical bills. It will pay a significant portion, but will probably not cover all of the services that you need. A Medicare Supplement policy provides a way to fill the coverage gaps left by Medicare. You are automatically eligible for Medicare Supplement coverage for six months starting with the first day you are enrolled in Medicare Part B, regardless of your health history.
Choosing a plan that fits your needs and your budget can be a challenge without the right information. We are here to help you understand what your options are and answer any questions. For a personal Medicare Supplement quote please contact us.
A few medical expenses you may pay out-of-pocket with Medicare:
- The Annual Medicare Part B Deductible
- The Medicare Part A Deductible
- Generally 20% of covered Medicare-approved charges in excess of deductible
- Unassigned Part B claims may exceed the Medicare-approved amount, leaving you to pay the excess charges
A Medicare Supplement policy will help you cover these out-of-pocket expenses.
These are a few of the benefits that a Medicare Supplement policy will provide:
- Freedom to choose the doctor and hospital you want - no network restrictions!
- Choose to visit a specialist - you don't need referrals.
- No waiting period - as soon as your policy is in force, you are covered.
- Preventive Health Care Benefits - provides you with annual health care benefits not covered by Medicare.
- Lifetime coverage - only you can cancel your coverage.
- Coverage that keeps pace with Medicare - your coverage will increase to match rising Medicare deductibles and co-payments so you don't have to worry.
- Little or No out of pocket costs - go to the doctor and don't worry about paying.
- Covered while traveling - you can travel and not worry about your medical coverage.
- Electronic claim filing - you don't have to deal with any of the claims paperwork.
- Excellent customer service - we'll be here to answer any questions.